#1 Solution for Credit Card Debt

Des Plaines Bankruptcy Lawyer

Experienced bankruptcy attorney located in Des Plaines. You work directly with me — one-on-one — no middlemen. Meet me by scheduling a free consultation.

Get your free consultation now. Call or schedule online.

773-570-0054 SCHEDULE ONLINE

I Have Been Helping Good People Since 2011

Bankruptcy is my profession. Helping good people is my vocation.

Hi! I’m Arthur Corbin. I have been helping residents of Des Plaines, the north and northwest suburbs, and the City of Chicago eliminate all kinds of debts since 2011. I can help you too.

Work with me in person or remotely.

Get to Know Arthur 773-570-0054

Resources

A Fast Solution for High-Interest and High Minimum Payment Credit Cards

Why Is Bankruptcy the Best Solution For Credit Card Debts?

Because bankruptcy is FAST, EASY, AFFORDABLE, and GUARANTEED. This is why bankruptcy will be your least stressful way for getting out high interest and high minimum payment credit cards.

BONUS: Once you start, you will have an attorney. As your attorney, I will deal with your creditors. You will NOT have to deal with your creditors anymore.

How Fast Is Bankruptcy?

Bankruptcy is fast. It instantly stops all kinds of collections: calls, texts, emails, letters, even wage garnishments and credit card lawsuits. Chapter 7 is done is as little as 3 to 4 months. Bankruptcy is fast.

Stress Relief Here

How Easy Is Bankruptcy?

Bankruptcy is easy. You only work with me. I handle ALL your creditors and your bankruptcy case for you from start to finish. You communicate only with me. You provide information and documents only to me. One bankruptcy. All credit card debts.

Common Scenarios

How Affordable Is Bankruptcy?

I am virtually certain Bankruptcy will be the least expensive way to eliminate your credit card debt. In chapter 7 credit card creditors get absolutely nothing. In chapter 13 the idea is to structure a plan that pays only what you can afford. You will know the costs before you even file.

Costs and Fees

How Is Bankruptcy Guaranteed?

Bankruptcy is federal law. Creditors must comply with federal law during your case case so you can file in peace, and after your case so you can live in peace. If creditors don’t stop, they get sanctioned. Creditors are afraid of getting sanctioned.

U.S. Bankruptcy Code

99% of People File Chapter 7 or Chapter 13

What Bankruptcy Type Is Right For Me?

You will be filing either a chapter 7 bankruptcy or a chapter 13 bankruptcy.

Your debts will usually dictate the ideal bankruptcy type. You will then need to determine if you are eligible for that bankruptcy type. Eligibility is based on your income, expenses, assets, and also your debts.

Free Consultation: What Bankruptcy? Do I qualify?

I can help you determine the ideal bankruptcy type and your eligibility — usually within an hour — at a free consultation.

Want to Do Some Research First? Start Here.

If you prefer to start by doing a little research on your own before we meet, check out these common bankruptcy scenarios I created for you below.

Bankruptcy for Credit Cards and Personal Loans

Credit cards and payday loans are the most toxic forms of credit that trap you into a vicious cycle of high interest debt.

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Bankruptcy for Stopping Repossession

Stop repossession, force the return of your repossessed car, or restructure your high-interest car loan.

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Bankruptcy for Stopping Foreclosure

Stop foreclosure or impending foreclosure by paying back mortgage arrears over a period of 60 months.

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Bankruptcy with High Value Assets (e.g. a Home)

Get relief for your most burdensome debts (e.g. credit cards) and keep your high-value assets safe from creditors.

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Bankruptcy with High Earnings

Bankruptcy for high-income individuals is still possible. A cost-benefit analysis to see if bankruptcy makes sense.

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Bankruptcy for Stopping State or Federal Lawsuits

Bankruptcy stops collection lawsuits dead in their tracks. You only work with me as I guide you to a discharge.

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Bankruptcy for Eliminating Lawsuit Judgments

Bankruptcy stops creditors from using judgments to garnish your wages and place liens on your home.

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Bankruptcy for Eliminating Medical Bills

Medical bills are unsecured debts similar to credit cards and personal loans and can be discharged in a bankruptcy.

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The “Fresh Start” Bankruptcy

Chapter 7 Bankruptcy

Ideal for eliminating credit card debts and other unsecured debts such as personal loans and medical bills. Chapter 7 is fast, easy, affordable, and guaranteed! It’s the Holy Grail of debt relief. I like to refer to chapter 7 as “the bankruptcy where you can lose your stuff.”

Learn More 773-570-0054

The “Reorganization” and “Consolidation” Bankruptcy

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is for you if you can’t file chapter 7 or you need specialized relief such as to catch up on your mortgage, car loan, or even taxes. I like to refer to chapter 13 as “the bankruptcy where you keep your stuff.”

Learn More Here 773-570-0054

2024 Bankruptcy Trends

Top Two Bankruptcy Trends I’m Seeing In 2024

No. 1 bankruptcy trend for 2024

Eliminating credit cards and internet loans (i.e. unsecured debts). With the grocery bill up 30% and interest rates as high as 30.99% my clients are either struggling to keep-up with minimum payments, have already defaulted, or have even been sued.

No. 2 bankruptcy trend for 2024

More clients have to file chapter 13 for unsecured debts largely due to appreciated values of their homes.

Chapter 7 Scenario

Credit Card Balances with Below Median Income and No Assets

A typical scenario of a person with credit card balances and a below median income who’s only asset is an older vehicle that has already been paid in full.

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Chapter 7 and Chapter 13 Scenario

Credit Card Balances with Above Median Income and No Assets

A typical scenario of a person with credit card balances and an above median income who’s only asset is a late model vehicle encumbered with a car loan.

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Chapter 7 and Chapter 13 Scenario

Credit Card Balances with Below or Above Median Income and Assets

A typical scenario of a person with credit card balances and below median income who owns a home with significant equity due to increased market value.

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FAQ

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Still have more questions?

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June 2, 2024